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| Published Research | Title of Report | Symbol |
| September 1, 2010 | "August 2010 Capital Markets Monthly"September 1, 2010 - August 2010 Capital Markets Monthly | |
| September 1, 2010 | "Housing Double Dip"September 1, 2010 - Housing Double Dip | |
| August 31, 2010 | "Coal In Stockings and Pink Slips for New Years"August 31, 2010 - Coal In Stockings and Pink Slips for New Years | |
| August 27, 2010 | "Notes from Jackson Hole"August 27, 2010 - Notes from Jackson Hole | |
| August 24, 2010 | "Payments Monthly August 2010"August 24, 2010 - Payments Monthly August 2010 | AXP, BAC, COF, C, DFS, JPM, MA, V |
| August 20, 2010 | "Mortgage Programs Update"August 20, 2010 - Mortgage Programs Update | |
| August 16, 2010 | "Consumer Monthly August 2010"August 16, 2010 - Consumer Monthly August 2010 | |
| August 6, 2010 | "State and Local Job Cuts Will Make It Nearly Impossible to Bring Down Unemployment Over Next 12 Months"August 6, 2010 - State and Local Job Cuts Will Make It Nearly Impossible to Bring Down Unemployment Over Next 12 Months | |
| July 16, 2010 | "Takeaways from Lunch with FASB Board Member Marc Siegel"July 16, 2010 - Takeaways from Lunch with FASB Board Member Marc Siegel | |
| May 7, 2010 | "Takeaways from Chicago Fed Conference"May 7, 2010 - Takeaways from Chicago Fed Conference | |
| May 5, 2010 | "After Friday’s Strong Job Numbers, 49 Reasons To Worry About Elevated Unemployment"May 5, 2010 - After Friday’s Strong Job Numbers, 49 Reasons To Worry About Elevated Unemployment | |
| May 3, 2010 | "Has Credit Turned? FAS 166/167 Add to Credit and Earnings Uncertainty"May 3, 2010 - Has Credit Turned? FAS 166/167 Add to Credit and Earnings Uncertainty | AXP, BAC, COF, C, JPM, WFC |
| April 12, 2010 | "The Hardest Question"April 12, 2010 - The Hardest Question | BAC, C, JPM, WFC |
| March 11, 2010 | "Mortgage Market Hits Structural Pricing Problem"March 11, 2010 - Mortgage Market Hits Structural Pricing Problem | BAC, JPM, WFC |
| March 10, 2010 | "The Payments Industry A Story of Uninterrupted Growth"March 10, 2010 - The Payments Industry A Story of Uninterrupted Growth | AXP, COF, DFS, MA, V |
| March 3, 2010 | "Dancing Banks Risk Redux: A More Concentrated Look Down The Market Cap Curve"March 3, 2010 - Dancing Banks Risk Redux: A More Concentrated Look Down The Market Cap Curve | BAC, COF, C, JPM, PNC, STI, USB, WFC |
| March 1, 2010 | "Why Loan Provisioning Will Remain High And Earnings Will Disappoint"March 1, 2010 - Why Loan Provisioning Will Remain High And Earnings Will Disappoint | BAC, COF, C, JPM, PNC, STI, USB, WFC |
| February 28, 2010 | "Dancing Banks Risk Not Hearing the Music Stop"February 28, 2010 - Dancing Banks Risk Not Hearing the Music Stop | BAC, COF, C, JPM, PNC, STI, USB, WFC |
| February 24, 2010 | "System on Track for Over 50% Reduction in Credit Lines"February 24, 2010 - System on Track for Over 50% Reduction in Credit Lines | |
| January 28, 2010 | "The Jobs Spiral: A Regional Analysis"January 28, 2010 - The Jobs Spiral: A Regional Analysis | |
| January 27, 2010 | "Our Investment Thesis, Even Before The Proposed Regulatory Hatchet"January 27, 2010 - Our Investment Thesis, Even Before The Proposed Regulatory Hatchet | |
| January 21, 2010 | "Our Bet: This Goes Through And It Will Not Be Pretty For Banks Or Consumers"January 21, 2010 - Our Bet: This Goes Through And It Will Not Be Pretty For Banks Or Consumers | |
| January 14, 2010 | "White House Drives A Chevy To The Levy That Isn't Dry...Yet: Government Proposes Fee On Financial Institutions"January 14, 2010 - White House Drives A Chevy To The Levy That Isn't Dry...Yet: Government Proposes Fee On Financial Institutions | |
| January 7, 2010 | "The HAMP Hits The Fan: The Catalyst For A 2nd Drop in US Home Prices Is Near"January 7, 2010 - The HAMP Hits The Fan: The Catalyst For A 2nd Drop in US Home Prices Is Near | |
| December 17, 2009 | "4Q09 Bank Earnings Will Be Last Messy Quarter......Until 2010"December 17, 2009 - 4Q09 Bank Earnings Will Be Last Messy Quarter......Until 2010 | BAC, C, JPM, WFC |
| December 1, 2009 | "Takeaways from a Conference on State Budgets"December 1, 2009 - Takeaways from a Conference on State Budgets | |
| November 15, 2009 | "Try As It May, Even the Government Can't Push a String"November 15, 2009 - Try As It May, Even the Government Can't Push a String | |
| November 15, 2009 | "Quantitative Teasing"November 15, 2009 - Quantitative Teasing | |
| November 3, 2009 | "The Great Exit: The Biggest Market & Bank Risk Over the Next Four Months"November 3, 2009 - The Great Exit: The Biggest Market & Bank Risk Over the Next Four Months | |
| November 3, 2009 | "Ain't Gonna Happen: The Fallacy Behind Normalized Earnings"November 3, 2009 - Ain't Gonna Happen: The Fallacy Behind Normalized Earnings | |
| October 31, 2009 | "Peak Losses And Core Earnings Approaching, Not So Fast..."October 31, 2009 - Peak Losses And Core Earnings Approaching, Not So Fast... | |
| October 14, 2009 | "Takeaways from Lunch With FASB Board Member Marc Siegel"October 14, 2009 - Takeaways from Lunch With FASB Board Member Marc Siegel | |
| October 13, 2009 | "3rd Quarter Expectations: Revising Estimates"October 13, 2009 - 3rd Quarter Expectations: Revising Estimates | AXP, BAC, COF, C, DFS, GS, JPM, MS, WFC |
| October 9, 2009 | "HAMP Modifications Up 140% into 3Q09 Results"October 9, 2009 - HAMP Modifications Up 140% into 3Q09 Results | |
| September 22, 2009 | "The Story of Have and Have Nots:"September 22, 2009 - The Story of Have and Have Nots: | |
| September 20, 2009 | "Mortgage Modification Update"September 20, 2009 - Mortgage Modification Update | |
| September 20, 2009 | "The Small Business Credit Squeeze"September 20, 2009 - The Small Business Credit Squeeze | |
| August 19, 2009 | "Have Home Prices Bottomed?"August 19, 2009 - Have Home Prices Bottomed? | |
| August 18, 2009 | "Summer of Our Discontent, Part II: YTD Bank Failures Track Our Expectations"August 18, 2009 - Summer of Our Discontent, Part II: YTD Bank Failures Track Our Expectations | |
| August 18, 2009 | "Takeaways From Meeting With JPM CEO Jamie Dimon"August 18, 2009 - Takeaways From Meeting With JPM CEO Jamie Dimon | JPM |
| July 31, 2009 | "Takeaways From Lunch with Dr. Mark Greene, CEO of FICO"July 31, 2009 - Takeaways From Lunch with Dr. Mark Greene, CEO of FICO | |
| July 28, 2009 | "The Big Wild Card: Loan Mod Update"July 28, 2009 - The Big Wild Card: Loan Mod Update | |
| July 28, 2009 | "Takeaways From Lunch With FASB Board Member Marc Siegel"July 28, 2009 - Takeaways From Lunch With FASB Board Member Marc Siegel | |
| July 6, 2009 | "Loan Modifications Positioning for Strong 2Q Optics"July 6, 2009 - Loan Modifications Positioning for Strong 2Q Optics | |
| June 19, 2009 | "What Would You Do For 18 Billion Dollars? What to Expect From the Mortgage Banking Business"June 19, 2009 - What Would You Do For 18 Billion Dollars? What to Expect From the Mortgage Banking Business | |
| June 3, 2009 | "Summer of Our Discontent: Outlook on Accelerating Bank Failures"June 3, 2009 - Summer of Our Discontent: Outlook on Accelerating Bank Failures | |
| May 20, 2009 | "Prelude To An Acceleration in Bank Closures: Legislation Passed To Increase FDIC"May 20, 2009 - Prelude To An Acceleration in Bank Closures: Legislation Passed To Increase FDIC | |
| May 7, 2009 | "The Anti-Transparent Transparency Test"May 7, 2009 - The Anti-Transparent Transparency Test | |
| April 13, 2009 | "Ring of Fire: The Beat (Down) Goes On"April 13, 2009 - Ring of Fire: The Beat (Down) Goes On | |
| April 5, 2009 | "The Agony of Incrementalism"April 5, 2009 - The Agony of Incrementalism | |
| April 1, 2009 | "Prepare For The Great White Wash"April 1, 2009 - Prepare For The Great White Wash | |
| March 9, 2009 | "Consumer Credit Shrinking Faster Than Our Estimates, Credit Card Line Reductions Are Greatest on Record"March 9, 2009 - Consumer Credit Shrinking Faster Than Our Estimates, Credit Card Line Reductions Are Greatest on Record | AXP, BAC, COF, C, DFS, JPM, WFC |
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